Financial Literacy and Investment Behaviour of Youth
Author : Praveen Kumar
Abstract :
Financial literacy plays a crucial role in shaping the economic decisions of individuals, especially among young people who are at the beginning of their financial life cycle. In the modern economy, youth are increasingly exposed to complex financial products, digital banking systems, and investment opportunities. However, gaps in financial knowledge often lead to poor financial decisions, low savings, and risky investment behaviour. This paper examines the relationship between financial literacy and investment behaviour of youth, explores key factors influencing their financial decisions, and analyzes the challenges and implications for financial education and policy-making. The study highlights the importance of improving financial literacy to promote responsible financial behaviour and long-term economic security among young individuals.
Keywords : Financial literacy, investment behaviour, youth, savings, financial decision-making, economic awareness